|
 |
|
|
 Lumbee Guaranty Bank
Lumbee Guaranty Bank
| RSSD ID 651121 | CERTIFICATE 20568 | ABA NUMBER 53103682 |
| 403 E 3rd St |
Quarter Ended : |
2025-09-30 |
| Pembroke, North Carolina, 28372 |
Updated : |
2025-10-29 |
| www.lumbeeguarantybank.com |
|
| Institution Profile |
| Year Opened : |
1971 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
14 |
Number of Employees : |
94 |
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 539,733 |
|
Total Interest Income | 15,605 |
| Total Liabilities | 488,645 |
|
Total NonInterest Income | 2,508 |
| Total Bank Equity Capital | 51,088 |
|
Total Interest Expense | 4,921 |
| Total Deposits | 485,281 |
|
Total NonInterest Expense | 9,763 |
| Net Loans & Leases | 224,446 |
|
Net Income | 3,037 |
| Loan Loss Allowance | 1,370 |
|
Net Charge Offs | (12) |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 224,899 |
| Total assets for the leverage ratio | 526,065 |
|
Loans secured by real estate: | 169,389 |
| Tier 1 Leverage Ratio | 11.39 |
|
Commercial and industrial loans | 13,973 |
| Off Balance Sheet Exposures (%) | 6.34 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 7,082 |
|
|
|
|
:· Lumbee Guaranty Bank
