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 Lumbee Guaranty Bank
Lumbee Guaranty Bank
| RSSD ID 651121 | CERTIFICATE 20568 | ABA NUMBER 53103682 |
| 403 E 3rd St |
Quarter Ended : |
2025-03-31 |
| Pembroke, North Carolina, 28372 |
Updated : |
2025-04-24 |
| www.lumbeeguarantybank.com |
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| Institution Profile |
| Year Opened : |
1971 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
14 |
Number of Employees : |
96 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 508,278 |
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Total Interest Income | 5,091 |
| Total Liabilities | 460,408 |
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Total NonInterest Income | 830 |
| Total Bank Equity Capital | 47,870 |
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Total Interest Expense | 1,627 |
| Total Deposits | 452,686 |
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Total NonInterest Expense | 3,202 |
| Net Loans & Leases | 217,451 |
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Net Income | 954 |
| Loan Loss Allowance | 1,458 |
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Net Charge Offs | (19) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 217,806 |
| Total assets for the leverage ratio | 514,564 |
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Loans secured by real estate: | 171,872 |
| Tier 1 Leverage Ratio | 11.36 |
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Commercial and industrial loans | 13,741 |
| Off Balance Sheet Exposures (%) | 6.8 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 6,737 |
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:· Lumbee Guaranty Bank
