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The Torrington Savings Bank
The Torrington Savings Bank
| RSSD ID 65205 | CERTIFICATE 16636 | ABA NUMBER 211174165 |
| 129 Main St |
Quarter Ended : |
2025-12-31 |
| Torrington, Connecticut, 6790 |
Updated : |
2026-01-29 |
| www.torringtonsavings.bank |
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| Institution Profile |
| Year Opened : |
1868 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
128 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 1,013,850 |
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Total Interest Income | 43,378 |
| Total Liabilities | 833,211 |
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Total NonInterest Income | (1,613) |
| Total Bank Equity Capital | 180,639 |
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Total Interest Expense | 16,348 |
| Total Deposits | 808,073 |
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Total NonInterest Expense | 27,069 |
| Net Loans & Leases | 773,939 |
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Net Income | (1,390) |
| Loan Loss Allowance | 6,705 |
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Net Charge Offs | (2) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 772,818 |
| Total assets for the leverage ratio | 1,001,537 |
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Loans secured by real estate: | 765,402 |
| Tier 1 Leverage Ratio | 18.65 |
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Commercial and industrial loans | 6,347 |
| Off Balance Sheet Exposures (%) | 13.16 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 856 |
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