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 First State Bank of Decatur
First State Bank of Decatur
| RSSD ID 654047 | CERTIFICATE 12893 | ABA NUMBER 72404197 |
| 124 S Phelps St |
Quarter Ended : |
2025-03-31 |
| Decatur, Michigan, 49045 |
Updated : |
2025-04-28 |
| www.fsbdecatur.com |
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| Institution Profile |
| Year Opened : |
1870 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
1 |
Number of Employees : |
20 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 63,684 |
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Total Interest Income | 772 |
| Total Liabilities | 48,621 |
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Total NonInterest Income | 28 |
| Total Bank Equity Capital | 15,063 |
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Total Interest Expense | 139 |
| Total Deposits | 48,419 |
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Total NonInterest Expense | 903 |
| Net Loans & Leases | 25,900 |
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Net Income | (266) |
| Loan Loss Allowance | 349 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 26,040 |
| Total assets for the leverage ratio | 57,684 |
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Loans secured by real estate: | 21,000 |
| Tier 1 Leverage Ratio | 19.77 |
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Commercial and industrial loans | 1,979 |
| Off Balance Sheet Exposures (%) | 2.36 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,285 |
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:· First State Bank of Decatur
