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 Farmers and Miners Bank
Farmers and Miners Bank
| RSSD ID 658924 | CERTIFICATE 22888 | ABA NUMBER 51404545 |
| 41526 W Morgan Ave |
Quarter Ended : |
2025-12-31 |
| Pennington Gap, Virginia, 24277 |
Updated : |
2026-01-22 |
| www.farmersandminersbank.com |
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| Institution Profile |
| Year Opened : |
1979 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
52 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 184,660 |
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Total Interest Income | 10,345 |
| Total Liabilities | 160,368 |
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Total NonInterest Income | 1,107 |
| Total Bank Equity Capital | 24,292 |
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Total Interest Expense | 1,716 |
| Total Deposits | 158,865 |
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Total NonInterest Expense | 6,327 |
| Net Loans & Leases | 97,259 |
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Net Income | 2,655 |
| Loan Loss Allowance | 1,550 |
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Net Charge Offs | 78 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 97,201 |
| Total assets for the leverage ratio | 184,717 |
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Loans secured by real estate: | 55,186 |
| Tier 1 Leverage Ratio | 13.21 |
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Commercial and industrial loans | 31,706 |
| Off Balance Sheet Exposures (%) | 4.15 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 10,309 |
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:· Farmers and Miners Bank
