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 Bank of the Sierra
Bank of the Sierra
| RSSD ID 662369 | CERTIFICATE 22597 | ABA NUMBER 121137027 |
| 90 N Main St |
Quarter Ended : |
2025-09-30 |
| Porterville, California, 93257 |
Updated : |
2025-10-29 |
| www.bankofthesierra.com |
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| Institution Profile |
| Year Opened : |
1978 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
36 |
Number of Employees : |
476 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 3,706,266 |
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Total Interest Income | 128,108 |
| Total Liabilities | 3,271,080 |
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Total NonInterest Income | 23,129 |
| Total Bank Equity Capital | 435,186 |
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Total Interest Expense | 32,121 |
| Total Deposits | 2,941,140 |
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Total NonInterest Expense | 67,647 |
| Net Loans & Leases | 2,466,608 |
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Net Income | 33,255 |
| Loan Loss Allowance | 25,180 |
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Net Charge Offs | 6,530 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 2,437,218 |
| Total assets for the leverage ratio | 3,691,083 |
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Loans secured by real estate: | 1,849,065 |
| Tier 1 Leverage Ratio | 11.73 |
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Commercial and industrial loans | 116,856 |
| Off Balance Sheet Exposures (%) | 7.1 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,872 |
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:· Bank of the Sierra
