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 The Gerber State Bank
The Gerber State Bank
| RSSD ID 663638 | CERTIFICATE 899 | ABA NUMBER 71111407 |
| 110 E Elm St |
Quarter Ended : |
2025-03-31 |
| Argenta, Illinois, 62501 |
Updated : |
2025-04-29 |
| www.gerberstatebank.com |
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| Institution Profile |
| Year Opened : |
1887 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
14 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 89,202 |
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Total Interest Income | 882 |
| Total Liabilities | 81,328 |
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Total NonInterest Income | 61 |
| Total Bank Equity Capital | 7,874 |
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Total Interest Expense | 224 |
| Total Deposits | 80,043 |
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Total NonInterest Expense | 541 |
| Net Loans & Leases | 41,337 |
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Net Income | 129 |
| Loan Loss Allowance | 702 |
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Net Charge Offs | (3) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 12,667 |
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Total loans | 41,543 |
| Total assets for the leverage ratio | 92,513 |
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Loans secured by real estate: | 22,205 |
| Tier 1 Leverage Ratio | 12.96 |
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Commercial and industrial loans | 5,962 |
| Tier 1 Capital Ratio | 22.18 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 23.43 |
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Loans to individuals - Other | 1,189 |
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:· The Gerber State Bank
