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 Philo Exchange Bank
Philo Exchange Bank
| RSSD ID 667346 | CERTIFICATE 5722 | ABA NUMBER 71110369 |
| 102 W Washington St |
Quarter Ended : |
2025-03-31 |
| Philo, Illinois, 61864 |
Updated : |
2025-04-14 |
| www.philobank.com |
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| Institution Profile |
| Year Opened : |
1883 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
5 |
Number of Employees : |
22 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 137,079 |
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Total Interest Income | 1,468 |
| Total Liabilities | 123,586 |
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Total NonInterest Income | 73 |
| Total Bank Equity Capital | 13,493 |
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Total Interest Expense | 338 |
| Total Deposits | 112,833 |
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Total NonInterest Expense | 891 |
| Net Loans & Leases | 83,451 |
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Net Income | 310 |
| Loan Loss Allowance | 799 |
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Net Charge Offs | (8) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 15,260 |
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Total loans | 84,250 |
| Total assets for the leverage ratio | 141,009 |
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Loans secured by real estate: | 64,345 |
| Tier 1 Leverage Ratio | 10.26 |
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Commercial and industrial loans | 1,784 |
| Tier 1 Capital Ratio | 16.62 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.53 |
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Loans to individuals - Other | 3,265 |
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:· Philo Exchange Bank
