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 Newburyport Five Cents Savings Bank
Newburyport Five Cents Savings Bank
| RSSD ID 67209 | CERTIFICATE 90251 | ABA NUMBER 211371502 |
| 63 State St |
Quarter Ended : |
2025-03-31 |
| Newburyport, Massachusetts, 1950 |
Updated : |
2025-04-25 |
| www.newburyportbank.com |
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| Institution Profile |
| Year Opened : |
1854 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
12 |
Number of Employees : |
160 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,611,460 |
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Total Interest Income | 20,135 |
| Total Liabilities | 1,473,634 |
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Total NonInterest Income | 553 |
| Total Bank Equity Capital | 137,826 |
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Total Interest Expense | 10,282 |
| Total Deposits | 1,328,514 |
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Total NonInterest Expense | 9,831 |
| Net Loans & Leases | 1,325,380 |
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Net Income | 197 |
| Loan Loss Allowance | 18,125 |
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Net Charge Offs | 537 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 171,364 |
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Total loans | 1,353,299 |
| Total assets for the leverage ratio | 1,635,671 |
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Loans secured by real estate: | 1,164,740 |
| Tier 1 Leverage Ratio | 9.44 |
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Commercial and industrial loans | 149,166 |
| Tier 1 Capital Ratio | 11.45 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.7 |
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Loans to individuals - Other | 29,850 |
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:· Newburyport Five Cents Savings Bank
