|
 |
|
|
 The Exchange Bank of Alabama
|
The Exchange Bank of Alabama
| RSSD ID 672537 | CERTIFICATE 54 | ABA NUMBER 62204129 |
| 7170 6th Ave |
Quarter Ended : |
2026-06-30 |
| Altoona, Alabama, 35952 |
Updated : |
2026-07-14 |
| www.exba.com |
|
| Institution Profile |
| Year Opened : |
1909 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
68 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 392,537 |
|
Total Interest Income | 9,389 |
| Total Liabilities | 339,507 |
|
Total NonInterest Income | 706 |
| Total Bank Equity Capital | 53,030 |
|
Total Interest Expense | 2,096 |
| Total Deposits | 336,397 |
|
Total NonInterest Expense | 4,875 |
| Net Loans & Leases | 205,220 |
|
Net Income | 2,388 |
| Loan Loss Allowance | 2,630 |
|
Net Charge Offs | 40 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 204,460 |
| Total assets for the leverage ratio | 405,367 |
|
Loans secured by real estate: | 179,257 |
| Tier 1 Leverage Ratio | 15.3 |
|
Commercial and industrial loans | 12,943 |
| Off Balance Sheet Exposures (%) | 5.06 |
|
Loans to individuals - Credit Cards | 2,217 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 6,593 |
|
|
|
|
:· The Exchange Bank of Alabama
