American Trust and Savings Bank Financial Reports

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American Trust and Savings Bank

RSSD ID 675341 \| CERTIFICATE 10120 \| ABA NUMBER 73917748
309 Mckinley Ave	Quarter Ended :	2026-03-31
Lowden, Iowa, 52255	Updated :	2026-04-29
www.atsb-lowden.com

Institution Profile

Year Opened :

1913

Institution Type :

Commercial bank

Entity Type :

State

Federal Regulator :

FDIC

Member Federal Reserve :

S-Corp :

Fiduciary Powers :

Yes

Powers Exercised :

Yes

Filing Type :

051

Specialization :

Agricultural Specialization

Number of Offices :

Number of Employees :

Related Company Filings	Regulator
LOWDEN BANCSHARES INC	FED

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)
Total Assets	28,689	Total Interest Income	195
Total Liabilities	25,130	Total NonInterest Income	5
Total Bank Equity Capital	3,559	Total Interest Expense	81
Total Deposits	23,629	Total NonInterest Expense	186
Net Loans & Leases	5,127	Net Income	(67)
Loan Loss Allowance	405	Net Charge Offs	(2)

Regulatory Capital		Quarterly Averages (USD, in thousands)
Total capital	4,976	Total loans	5,979
Total assets for the leverage ratio	31,684	Loans secured by real estate:	865
Tier 1 Leverage Ratio	15.23	Commercial and industrial loans	1,582
Tier 1 Capital Ratio	40.71	Loans to individuals - Credit Cards	0
Total Capital Ratio	41.98	Loans to individuals - Other	838

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury