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 First Savings Bank
First Savings Bank
| RSSD ID 67656 | CERTIFICATE 32629 | ABA NUMBER 91406833 |
| 201 N 3rd St |
Quarter Ended : |
2025-06-30 |
| Beresford, South Dakota, 57004 |
Updated : |
2025-07-17 |
| firstsavingsbanks.com |
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| Institution Profile |
| Year Opened : |
1989 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
24 |
Number of Employees : |
214 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,486,946 |
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Total Interest Income | 67,040 |
| Total Liabilities | 1,217,295 |
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Total NonInterest Income | 19,908 |
| Total Bank Equity Capital | 269,651 |
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Total Interest Expense | 8,417 |
| Total Deposits | 1,204,155 |
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Total NonInterest Expense | 32,055 |
| Net Loans & Leases | 1,043,657 |
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Net Income | 18,159 |
| Loan Loss Allowance | 69,129 |
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Net Charge Offs | 26,703 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 287,097 |
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Total loans | 1,110,370 |
| Total assets for the leverage ratio | 1,486,642 |
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Loans secured by real estate: | 792,670 |
| Tier 1 Leverage Ratio | 18.33 |
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Commercial and industrial loans | 35,151 |
| Tier 1 Capital Ratio | 24.51 |
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Loans to individuals - Credit Cards | 174,700 |
| Total Capital Ratio | 25.82 |
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Loans to individuals - Other | 10,565 |
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