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 First Savings Bank
First Savings Bank
| RSSD ID 67656 | CERTIFICATE 32629 | ABA NUMBER 91406833 |
| 201 N 3rd St |
Quarter Ended : |
2025-09-30 |
| Beresford, South Dakota, 57004 |
Updated : |
2025-10-17 |
| firstsavingsbanks.com |
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| Institution Profile |
| Year Opened : |
1989 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
24 |
Number of Employees : |
215 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,511,164 |
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Total Interest Income | 101,239 |
| Total Liabilities | 1,230,252 |
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Total NonInterest Income | 29,787 |
| Total Bank Equity Capital | 280,912 |
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Total Interest Expense | 12,690 |
| Total Deposits | 1,216,001 |
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Total NonInterest Expense | 48,787 |
| Net Loans & Leases | 1,058,582 |
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Net Income | 27,169 |
| Loan Loss Allowance | 68,844 |
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Net Charge Offs | 38,290 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 296,119 |
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Total loans | 1,116,860 |
| Total assets for the leverage ratio | 1,502,896 |
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Loans secured by real estate: | 796,532 |
| Tier 1 Leverage Ratio | 18.71 |
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Commercial and industrial loans | 34,303 |
| Tier 1 Capital Ratio | 24.77 |
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Loans to individuals - Credit Cards | 173,764 |
| Total Capital Ratio | 26.08 |
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Loans to individuals - Other | 11,216 |
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