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 Farmers and Merchants State Bank
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Farmers and Merchants State Bank
| RSSD ID 677756 | CERTIFICATE 21728 | ABA NUMBER 91310602 |
| 816 3rd St |
Quarter Ended : |
2026-06-30 |
| Langdon, North Dakota, 58249 |
Updated : |
2026-07-31 |
| www.fmbanklangdon.com |
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| Institution Profile |
| Year Opened : |
1974 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
13 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 143,117 |
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Total Interest Income | 3,688 |
| Total Liabilities | 122,318 |
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Total NonInterest Income | 84 |
| Total Bank Equity Capital | 20,799 |
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Total Interest Expense | 1,320 |
| Total Deposits | 105,619 |
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Total NonInterest Expense | 1,254 |
| Net Loans & Leases | 80,108 |
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Net Income | 1,111 |
| Loan Loss Allowance | 813 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 79,084 |
| Total assets for the leverage ratio | 140,265 |
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Loans secured by real estate: | 40,383 |
| Tier 1 Leverage Ratio | 15.7 |
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Commercial and industrial loans | 9,331 |
| Off Balance Sheet Exposures (%) | 8.79 |
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Loans to individuals - Credit Cards | 140 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,836 |
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:· Farmers and Merchants State Bank
