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 Farmers and Merchants State Bank
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Farmers and Merchants State Bank
| RSSD ID 677756 | CERTIFICATE 21728 | ABA NUMBER 91310602 |
| 816 3rd St |
Quarter Ended : |
2026-03-31 |
| Langdon, North Dakota, 58249 |
Updated : |
2026-04-27 |
| www.fmbanklangdon.com |
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| Institution Profile |
| Year Opened : |
1974 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
12 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 140,078 |
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Total Interest Income | 1,829 |
| Total Liabilities | 120,131 |
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Total NonInterest Income | 46 |
| Total Bank Equity Capital | 19,947 |
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Total Interest Expense | 671 |
| Total Deposits | 109,536 |
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Total NonInterest Expense | 630 |
| Net Loans & Leases | 77,664 |
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Net Income | 513 |
| Loan Loss Allowance | 572 |
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Net Charge Offs | 204 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 80,166 |
| Total assets for the leverage ratio | 145,010 |
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Loans secured by real estate: | 39,911 |
| Tier 1 Leverage Ratio | 14.79 |
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Commercial and industrial loans | 9,899 |
| Off Balance Sheet Exposures (%) | 13.28 |
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Loans to individuals - Credit Cards | 124 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,972 |
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:· Farmers and Merchants State Bank
