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County National Bank
County National Bank
RSSD ID 682143 | CERTIFICATE 14073 | ABA NUMBER 72402694 |
1 S Howell St |
Quarter Ended : |
2025-03-31 |
Hillsdale, Michigan, 49242 |
Updated : |
2025-04-17 |
WWW.CNBB.BANK |
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Institution Profile |
Year Opened : |
1934 |
Institution Type : |
Commercial bank |
Entity Type : |
Federal |
Federal Regulator : |
OCC |
Member Federal Reserve : |
Yes |
S-Corp : |
No |
Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
Filing Type : |
051 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
15 |
Number of Employees : |
235 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 1,295,664 |
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Total Interest Income | 17,414 |
Total Liabilities | 1,187,118 |
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Total NonInterest Income | 2,093 |
Total Bank Equity Capital | 108,546 |
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Total Interest Expense | 5,948 |
Total Deposits | 1,126,011 |
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Total NonInterest Expense | 9,837 |
Net Loans & Leases | 1,039,922 |
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Net Income | 2,825 |
Loan Loss Allowance | 13,394 |
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Net Charge Offs | 5 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 121,131 |
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Total loans | 1,052,732 |
Total assets for the leverage ratio | 1,288,679 |
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Loans secured by real estate: | 767,797 |
Tier 1 Leverage Ratio | 8.4 |
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Commercial and industrial loans | 231,358 |
Tier 1 Capital Ratio | 10.51 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 11.76 |
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Loans to individuals - Other | 37,923 |
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