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 The First State Bank of Shelby
The First State Bank of Shelby
| RSSD ID 686758 | CERTIFICATE 11013 | ABA NUMBER 92902271 |
| 320 Main St |
Quarter Ended : |
2025-12-31 |
| Shelby, Montana, 59474 |
Updated : |
2026-01-12 |
| www.fsbshelby.com |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
16 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 164,373 |
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Total Interest Income | 5,487 |
| Total Liabilities | 138,593 |
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Total NonInterest Income | 404 |
| Total Bank Equity Capital | 25,780 |
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Total Interest Expense | 2,148 |
| Total Deposits | 137,883 |
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Total NonInterest Expense | 2,559 |
| Net Loans & Leases | 24,868 |
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Net Income | 1,174 |
| Loan Loss Allowance | 39 |
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Net Charge Offs | (8) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 24,969 |
| Total assets for the leverage ratio | 166,136 |
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Loans secured by real estate: | 8,298 |
| Tier 1 Leverage Ratio | 19.31 |
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Commercial and industrial loans | 4,394 |
| Off Balance Sheet Exposures (%) | 5.06 |
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Loans to individuals - Credit Cards | 207 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 617 |
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:· The First State Bank of Shelby
