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 St. Clair County State Bank
St. Clair County State Bank
| RSSD ID 692450 | CERTIFICATE 11002 | ABA NUMBER 101204792 |
| 680 2nd St |
Quarter Ended : |
2025-03-31 |
| Osceola, Missouri, 64776 |
Updated : |
2025-04-17 |
| https://www.sccsbank.com |
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| Institution Profile |
| Year Opened : |
1896 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
4 |
Number of Employees : |
32 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 214,963 |
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Total Interest Income | 3,130 |
| Total Liabilities | 186,980 |
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Total NonInterest Income | 116 |
| Total Bank Equity Capital | 27,983 |
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Total Interest Expense | 1,030 |
| Total Deposits | 185,560 |
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Total NonInterest Expense | 1,001 |
| Net Loans & Leases | 146,004 |
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Net Income | 891 |
| Loan Loss Allowance | 1,873 |
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Net Charge Offs | 22 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 148,022 |
| Total assets for the leverage ratio | 212,136 |
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Loans secured by real estate: | 110,259 |
| Tier 1 Leverage Ratio | 13.19 |
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Commercial and industrial loans | 12,461 |
| Off Balance Sheet Exposures (%) | 7.15 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 7,055 |
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:· St. Clair County State Bank
