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Town & Country Bank and Trust Company
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Town & Country Bank and Trust Company
| RSSD ID 692946 | CERTIFICATE 15703 | ABA NUMBER 83902060 |
| 201 N 3rd St |
Quarter Ended : |
2026-03-31 |
| Bardstown, Kentucky, 40004 |
Updated : |
2026-04-28 |
| www.mytcbt.bank |
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| Institution Profile |
| Year Opened : |
1907 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
87 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 432,103 |
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Total Interest Income | 5,156 |
| Total Liabilities | 380,850 |
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Total NonInterest Income | 1,188 |
| Total Bank Equity Capital | 51,253 |
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Total Interest Expense | 690 |
| Total Deposits | 377,873 |
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Total NonInterest Expense | 3,489 |
| Net Loans & Leases | 278,944 |
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Net Income | 1,358 |
| Loan Loss Allowance | 3,018 |
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Net Charge Offs | 20 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 279,809 |
| Total assets for the leverage ratio | 427,270 |
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Loans secured by real estate: | 253,984 |
| Tier 1 Leverage Ratio | 12.69 |
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Commercial and industrial loans | 21,105 |
| Off Balance Sheet Exposures (%) | 7.48 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 4,166 |
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