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Tri-County Bank
Tri-County Bank
| RSSD ID 695349 | CERTIFICATE 977 | ABA NUMBER 72404977 |
| 4190 Main St |
Quarter Ended : |
2025-09-30 |
| Brown City, Michigan, 48416 |
Updated : |
2025-10-23 |
| www.tri-countybank.bank |
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| Institution Profile |
| Year Opened : |
1889 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
12 |
Number of Employees : |
83 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 603,300 |
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Total Interest Income | 26,040 |
| Total Liabilities | 529,979 |
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Total NonInterest Income | 1,586 |
| Total Bank Equity Capital | 73,321 |
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Total Interest Expense | 6,771 |
| Total Deposits | 518,561 |
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Total NonInterest Expense | 8,943 |
| Net Loans & Leases | 457,533 |
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Net Income | 9,388 |
| Loan Loss Allowance | 4,631 |
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Net Charge Offs | 182 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 451,181 |
| Total assets for the leverage ratio | 607,345 |
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Loans secured by real estate: | 353,858 |
| Tier 1 Leverage Ratio | 13.05 |
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Commercial and industrial loans | 64,997 |
| Off Balance Sheet Exposures (%) | 3.35 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,928 |
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