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 Balboa Thrift and Loan Association
Balboa Thrift and Loan Association
| RSSD ID 696168 | CERTIFICATE 26704 | ABA NUMBER 322284928 |
| 865 Amena Ct |
Quarter Ended : |
2025-03-31 |
| Chula Vista, California, 91910 |
Updated : |
2025-04-21 |
| www.balboathrift.com |
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| Institution Profile |
| Year Opened : |
1980 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
92 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 416,037 |
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Total Interest Income | 8,702 |
| Total Liabilities | 369,040 |
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Total NonInterest Income | 130 |
| Total Bank Equity Capital | 46,997 |
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Total Interest Expense | 4,065 |
| Total Deposits | 366,779 |
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Total NonInterest Expense | 3,820 |
| Net Loans & Leases | 381,026 |
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Net Income | (513) |
| Loan Loss Allowance | 8,252 |
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Net Charge Offs | 2,102 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 385,608 |
| Total assets for the leverage ratio | 419,469 |
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Loans secured by real estate: | 150,625 |
| Tier 1 Leverage Ratio | 11.2 |
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Commercial and industrial loans | 297 |
| Off Balance Sheet Exposures (%) | 2.12 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 234,420 |
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:· Balboa Thrift and Loan Association
