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 Westamerica Bank
Westamerica Bank
| RSSD ID 697763 | CERTIFICATE 3430 | ABA NUMBER 121140218 |
| 1108 5th Ave |
Quarter Ended : |
2025-06-30 |
| San Rafael, California, 94901 |
Updated : |
2025-07-29 |
| www.westamerica.com |
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| Institution Profile |
| Year Opened : |
1884 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
All Other Over 1 Billion |
| Number of Offices : |
76 |
Number of Employees : |
600 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 5,787,936 |
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Total Interest Income | 116,569 |
| Total Liabilities | 5,164,485 |
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Total NonInterest Income | 21,025 |
| Total Bank Equity Capital | 623,451 |
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Total Interest Expense | 6,660 |
| Total Deposits | 4,750,472 |
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Total NonInterest Expense | 51,182 |
| Net Loans & Leases | 734,477 |
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Net Income | 59,636 |
| Loan Loss Allowance | 13,787 |
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Net Charge Offs | 443 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 632,950 |
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Total loans | 762,216 |
| Total assets for the leverage ratio | 5,874,344 |
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Loans secured by real estate: | 506,435 |
| Tier 1 Leverage Ratio | 10.43 |
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Commercial and industrial loans | 80,848 |
| Tier 1 Capital Ratio | 15.61 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.12 |
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Loans to individuals - Other | 141,842 |
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:· Westamerica Bank
