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 The Commercial Bank
The Commercial Bank
| RSSD ID 700430 | CERTIFICATE 9356 | ABA NUMBER 65302963 |
| 175 Hopper Ave |
Quarter Ended : |
2025-03-31 |
| De Kalb, Mississippi, 39328 |
Updated : |
2025-04-16 |
| www.commercialbankms.com |
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| Institution Profile |
| Year Opened : |
1914 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
60 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 269,569 |
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Total Interest Income | 3,371 |
| Total Liabilities | 255,550 |
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Total NonInterest Income | 183 |
| Total Bank Equity Capital | 14,019 |
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Total Interest Expense | 1,350 |
| Total Deposits | 254,071 |
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Total NonInterest Expense | 1,657 |
| Net Loans & Leases | 129,249 |
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Net Income | 392 |
| Loan Loss Allowance | 2,346 |
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Net Charge Offs | 112 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 127,805 |
| Total assets for the leverage ratio | 276,962 |
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Loans secured by real estate: | 72,934 |
| Tier 1 Leverage Ratio | 10.59 |
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Commercial and industrial loans | 36,291 |
| Off Balance Sheet Exposures (%) | 0.02 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 18,580 |
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:· The Commercial Bank
