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 The Merchants National Bank
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The Merchants National Bank
| RSSD ID 701222 | CERTIFICATE 6605 | ABA NUMBER 42205009 |
| 100 N High St |
Quarter Ended : |
2026-03-31 |
| Hillsboro, Ohio, 45133 |
Updated : |
2026-04-29 |
| www.merchantsnat.com |
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| Institution Profile |
| Year Opened : |
1879 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
17 |
Number of Employees : |
186 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,338,064 |
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Total Interest Income | 15,151 |
| Total Liabilities | 1,215,100 |
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Total NonInterest Income | 1,628 |
| Total Bank Equity Capital | 122,964 |
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Total Interest Expense | 4,344 |
| Total Deposits | 1,170,914 |
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Total NonInterest Expense | 8,009 |
| Net Loans & Leases | 936,317 |
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Net Income | 3,557 |
| Loan Loss Allowance | 11,302 |
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Net Charge Offs | 10 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 126,055 |
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Total loans | 942,267 |
| Total assets for the leverage ratio | 1,321,043 |
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Loans secured by real estate: | 831,467 |
| Tier 1 Leverage Ratio | 8.68 |
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Commercial and industrial loans | 56,443 |
| Tier 1 Capital Ratio | 12.21 |
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Loans to individuals - Credit Cards | 1,432 |
| Total Capital Ratio | 13.42 |
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Loans to individuals - Other | 21,334 |
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:· The Merchants National Bank
