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 The Peoples Bank Co.
The Peoples Bank Co.
| RSSD ID 702911 | CERTIFICATE 13220 | ABA NUMBER 42309222 |
| 112 W Main St |
Quarter Ended : |
2025-03-31 |
| Coldwater, Ohio, 45828 |
Updated : |
2025-04-26 |
| www.pbc.bank |
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| Institution Profile |
| Year Opened : |
1905 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
7 |
Number of Employees : |
70 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 835,528 |
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Total Interest Income | 8,823 |
| Total Liabilities | 771,441 |
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Total NonInterest Income | 734 |
| Total Bank Equity Capital | 64,087 |
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Total Interest Expense | 2,890 |
| Total Deposits | 747,943 |
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Total NonInterest Expense | 2,634 |
| Net Loans & Leases | 418,177 |
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Net Income | 3,463 |
| Loan Loss Allowance | 4,729 |
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Net Charge Offs | 4 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 96,187 |
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Total loans | 421,639 |
| Total assets for the leverage ratio | 846,638 |
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Loans secured by real estate: | 355,070 |
| Tier 1 Leverage Ratio | 10.77 |
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Commercial and industrial loans | 38,553 |
| Tier 1 Capital Ratio | 19.8 |
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Loans to individuals - Credit Cards | 587 |
| Total Capital Ratio | 20.9 |
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Loans to individuals - Other | 10,494 |
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:· The Peoples Bank Co.
