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 Wallkill Valley Federal Savings and Loan Association
Wallkill Valley Federal Savings and Loan Association
| RSSD ID 7072 | CERTIFICATE 28870 | ABA NUMBER 221972234 |
| 23 Wallkill Ave |
Quarter Ended : |
2025-12-31 |
| Wallkill, New York, 12589 |
Updated : |
2026-01-29 |
| www.wallkill.com |
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| Institution Profile |
| Year Opened : |
1913 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
73 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 464,860 |
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Total Interest Income | 22,230 |
| Total Liabilities | 419,530 |
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Total NonInterest Income | 2,662 |
| Total Bank Equity Capital | 45,330 |
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Total Interest Expense | 8,145 |
| Total Deposits | 396,208 |
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Total NonInterest Expense | 13,681 |
| Net Loans & Leases | 334,637 |
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Net Income | 1,926 |
| Loan Loss Allowance | 3,580 |
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Net Charge Offs | 410 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 45,366 |
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Total loans | 336,719 |
| Total assets for the leverage ratio | 461,517 |
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Loans secured by real estate: | 307,685 |
| Tier 1 Leverage Ratio | 9.05 |
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Commercial and industrial loans | 27,802 |
| Tier 1 Capital Ratio | 13.49 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.66 |
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Loans to individuals - Other | 1,495 |
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:· Wallkill Valley Federal Savings and Loan Association
