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First State Community Bank
First State Community Bank
| RSSD ID 707354 | CERTIFICATE 17323 | ABA NUMBER 81918425 |
| 201 E Columbia St |
Quarter Ended : |
2025-09-30 |
| Farmington, Missouri, 63640 |
Updated : |
2025-10-27 |
| www.fscb.com |
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| Institution Profile |
| Year Opened : |
1954 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
53 |
Number of Employees : |
701 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 4,305,877 |
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Total Interest Income | 161,788 |
| Total Liabilities | 3,784,799 |
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Total NonInterest Income | 42,633 |
| Total Bank Equity Capital | 521,017 |
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Total Interest Expense | 51,055 |
| Total Deposits | 3,601,465 |
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Total NonInterest Expense | 79,207 |
| Net Loans & Leases | 3,274,953 |
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Net Income | 55,912 |
| Loan Loss Allowance | 31,112 |
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Net Charge Offs | 2,092 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 514,189 |
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Total loans | 3,100,698 |
| Total assets for the leverage ratio | 4,152,296 |
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Loans secured by real estate: | 2,690,846 |
| Tier 1 Leverage Ratio | 11.58 |
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Commercial and industrial loans | 270,291 |
| Tier 1 Capital Ratio | 13.66 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.6 |
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Loans to individuals - Other | 80,505 |
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