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 The Savings Bank
The Savings Bank
| RSSD ID 711801 | CERTIFICATE 90291 | ABA NUMBER 211371366 |
| 357 Main St |
Quarter Ended : |
2025-12-31 |
| Wakefield, Massachusetts, 1880 |
Updated : |
2026-01-28 |
| www.tsbdirect.bank |
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| Institution Profile |
| Year Opened : |
1869 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
107 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 873,372 |
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Total Interest Income | 36,952 |
| Total Liabilities | 791,267 |
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Total NonInterest Income | 5,792 |
| Total Bank Equity Capital | 82,105 |
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Total Interest Expense | 16,621 |
| Total Deposits | 766,352 |
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Total NonInterest Expense | 24,391 |
| Net Loans & Leases | 621,720 |
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Net Income | 1,398 |
| Loan Loss Allowance | 4,630 |
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Net Charge Offs | 3,320 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 616,198 |
| Total assets for the leverage ratio | 861,506 |
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Loans secured by real estate: | 608,724 |
| Tier 1 Leverage Ratio | 9.67 |
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Commercial and industrial loans | 7,219 |
| Off Balance Sheet Exposures (%) | 7.31 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 226 |
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:· The Savings Bank
