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 Peoples State Bank of Velva
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Peoples State Bank of Velva
| RSSD ID 713252 | CERTIFICATE 10250 | ABA NUMBER 91308805 |
| 101 Main St N |
Quarter Ended : |
2026-03-31 |
| Velva, North Dakota, 58790 |
Updated : |
2026-04-22 |
| www.psbvelva.com |
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| Institution Profile |
| Year Opened : |
1915 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
20 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 206,073 |
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Total Interest Income | 2,737 |
| Total Liabilities | 188,679 |
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Total NonInterest Income | 52 |
| Total Bank Equity Capital | 17,394 |
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Total Interest Expense | 974 |
| Total Deposits | 187,530 |
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Total NonInterest Expense | 1,075 |
| Net Loans & Leases | 133,495 |
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Net Income | 699 |
| Loan Loss Allowance | 1,866 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 20,298 |
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Total loans | 137,342 |
| Total assets for the leverage ratio | 195,170 |
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Loans secured by real estate: | 75,534 |
| Tier 1 Leverage Ratio | 9.47 |
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Commercial and industrial loans | 21,794 |
| Tier 1 Capital Ratio | 12.74 |
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Loans to individuals - Credit Cards | 179 |
| Total Capital Ratio | 13.99 |
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Loans to individuals - Other | 3,719 |
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:· Peoples State Bank of Velva
