|
 |
|
|
 Peoples State Bank of Velva
|
Peoples State Bank of Velva
| RSSD ID 713252 | CERTIFICATE 10250 | ABA NUMBER 91308805 |
| 101 Main St N |
Quarter Ended : |
2026-06-30 |
| Velva, North Dakota, 58790 |
Updated : |
2026-07-16 |
| www.psbvelva.com |
|
| Institution Profile |
| Year Opened : |
1915 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
19 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 209,958 |
|
Total Interest Income | 5,687 |
| Total Liabilities | 191,420 |
|
Total NonInterest Income | 119 |
| Total Bank Equity Capital | 18,538 |
|
Total Interest Expense | 1,996 |
| Total Deposits | 184,382 |
|
Total NonInterest Expense | 2,164 |
| Net Loans & Leases | 150,737 |
|
Net Income | 1,596 |
| Loan Loss Allowance | 1,887 |
|
Net Charge Offs | 5 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 21,071 |
|
Total loans | 140,324 |
| Total assets for the leverage ratio | 205,672 |
|
Loans secured by real estate: | 75,963 |
| Tier 1 Leverage Ratio | 9.31 |
|
Commercial and industrial loans | 22,052 |
| Tier 1 Capital Ratio | 12.27 |
|
Loans to individuals - Credit Cards | 220 |
| Total Capital Ratio | 13.51 |
|
Loans to individuals - Other | 3,644 |
|
|
|
|
:· Peoples State Bank of Velva
