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 Mountain Valley Bank
Mountain Valley Bank
| RSSD ID 714437 | CERTIFICATE 1705 | ABA NUMBER 64103697 |
| 17114 Rankin Ave |
Quarter Ended : |
2025-09-30 |
| Dunlap, Tennessee, 37327 |
Updated : |
2025-10-28 |
| www.mtnvalleybankonline.com |
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| Institution Profile |
| Year Opened : |
1905 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
61 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 260,279 |
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Total Interest Income | 11,339 |
| Total Liabilities | 236,291 |
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Total NonInterest Income | 719 |
| Total Bank Equity Capital | 23,988 |
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Total Interest Expense | 4,589 |
| Total Deposits | 205,136 |
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Total NonInterest Expense | 6,576 |
| Net Loans & Leases | 213,040 |
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Net Income | 854 |
| Loan Loss Allowance | 1,681 |
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Net Charge Offs | 35 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 26,171 |
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Total loans | 212,363 |
| Total assets for the leverage ratio | 261,578 |
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Loans secured by real estate: | 180,492 |
| Tier 1 Leverage Ratio | 9.32 |
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Commercial and industrial loans | 14,510 |
| Tier 1 Capital Ratio | 13.39 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.38 |
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Loans to individuals - Other | 3,876 |
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:· Mountain Valley Bank
