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 Peoples Bank
Peoples Bank
| RSSD ID 715032 | CERTIFICATE 15216 | ABA NUMBER 61211317 |
| 299 W Liberty Ave |
Quarter Ended : |
2025-09-30 |
| Lyons, Georgia, 30436 |
Updated : |
2025-11-12 |
| www.ourpeoplesbank.com |
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| Institution Profile |
| Year Opened : |
1931 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
26 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 192,924 |
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Total Interest Income | 7,653 |
| Total Liabilities | 173,593 |
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Total NonInterest Income | 499 |
| Total Bank Equity Capital | 19,331 |
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Total Interest Expense | 2,369 |
| Total Deposits | 172,104 |
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Total NonInterest Expense | 3,463 |
| Net Loans & Leases | 102,381 |
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Net Income | 1,117 |
| Loan Loss Allowance | 1,396 |
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Net Charge Offs | 726 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 20,498 |
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Total loans | 103,777 |
| Total assets for the leverage ratio | 191,070 |
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Loans secured by real estate: | 80,460 |
| Tier 1 Leverage Ratio | 10.15 |
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Commercial and industrial loans | 7,659 |
| Tier 1 Capital Ratio | 22.24 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 23.49 |
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Loans to individuals - Other | 3,218 |
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:· Peoples Bank
