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 Citizens First Bank
Citizens First Bank
| RSSD ID 716954 | CERTIFICATE 13032 | ABA NUMBER 75902832 |
| 101 S Main St |
Quarter Ended : |
2025-03-31 |
| Viroqua, Wisconsin, 54665 |
Updated : |
2025-04-15 |
| www.citizensfirstbank.net |
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| Institution Profile |
| Year Opened : |
1912 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
57 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 319,701 |
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Total Interest Income | 4,453 |
| Total Liabilities | 289,703 |
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Total NonInterest Income | 398 |
| Total Bank Equity Capital | 29,998 |
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Total Interest Expense | 1,762 |
| Total Deposits | 268,233 |
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Total NonInterest Expense | 2,165 |
| Net Loans & Leases | 230,288 |
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Net Income | 920 |
| Loan Loss Allowance | 3,215 |
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Net Charge Offs | 6 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 236,014 |
| Total assets for the leverage ratio | 324,360 |
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Loans secured by real estate: | 197,212 |
| Tier 1 Leverage Ratio | 10.38 |
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Commercial and industrial loans | 16,268 |
| Off Balance Sheet Exposures (%) | 6.04 |
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Loans to individuals - Credit Cards | 338 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,710 |
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:· Citizens First Bank
