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 The First National Bank of Manchester
The First National Bank of Manchester
| RSSD ID 719610 | CERTIFICATE 2708 | ABA NUMBER 42105442 |
| 120 Town Branch Rd |
Quarter Ended : |
2025-09-30 |
| Manchester, Kentucky, 40962 |
Updated : |
2025-10-27 |
| www.fnbmbank.com |
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| Institution Profile |
| Year Opened : |
1905 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
46 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 227,665 |
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Total Interest Income | 9,922 |
| Total Liabilities | 206,239 |
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Total NonInterest Income | 766 |
| Total Bank Equity Capital | 21,426 |
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Total Interest Expense | 2,847 |
| Total Deposits | 205,052 |
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Total NonInterest Expense | 6,074 |
| Net Loans & Leases | 154,028 |
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Net Income | 1,379 |
| Loan Loss Allowance | 2,229 |
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Net Charge Offs | 32 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 23,949 |
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Total loans | 157,522 |
| Total assets for the leverage ratio | 231,338 |
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Loans secured by real estate: | 133,016 |
| Tier 1 Leverage Ratio | 9.5 |
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Commercial and industrial loans | 15,672 |
| Tier 1 Capital Ratio | 13.9 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.16 |
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Loans to individuals - Other | 8,741 |
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:· The First National Bank of Manchester
