|
 |
|
|
 OSB Community Bank
OSB Community Bank
| RSSD ID 725077 | CERTIFICATE 27989 | ABA NUMBER 271972925 |
| 925 La Salle St |
Quarter Ended : |
2025-09-30 |
| Ottawa, Illinois, 61350 |
Updated : |
2025-10-24 |
| www.myosb.bank |
|
| Institution Profile |
| Year Opened : |
1871 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
43 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 354,214 |
|
Total Interest Income | 12,934 |
| Total Liabilities | 314,341 |
|
Total NonInterest Income | 700 |
| Total Bank Equity Capital | 39,873 |
|
Total Interest Expense | 5,100 |
| Total Deposits | 294,520 |
|
Total NonInterest Expense | 6,392 |
| Net Loans & Leases | 298,739 |
|
Net Income | 1,654 |
| Loan Loss Allowance | 4,069 |
|
Net Charge Offs | 37 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 43,959 |
|
Total loans | 303,594 |
| Total assets for the leverage ratio | 353,939 |
|
Loans secured by real estate: | 259,903 |
| Tier 1 Leverage Ratio | 11.49 |
|
Commercial and industrial loans | 29,147 |
| Tier 1 Capital Ratio | 15.52 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.78 |
|
Loans to individuals - Other | 2,239 |
|
|
|
|
:· OSB Community Bank
