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 Guardian Savings Bank
Guardian Savings Bank
| RSSD ID 727174 | CERTIFICATE 27998 | ABA NUMBER 242071509 |
| 6100 W Chester Rd |
Quarter Ended : |
2025-03-31 |
| West Chester, Ohio, 45069 |
Updated : |
2025-04-29 |
| www.guardiansavingsbank.com |
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| Institution Profile |
| Year Opened : |
1895 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
13 |
Number of Employees : |
171 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,341,864 |
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Total Interest Income | 17,758 |
| Total Liabilities | 1,189,425 |
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Total NonInterest Income | 2,628 |
| Total Bank Equity Capital | 152,439 |
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Total Interest Expense | 10,043 |
| Total Deposits | 1,184,669 |
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Total NonInterest Expense | 5,788 |
| Net Loans & Leases | 1,035,900 |
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Net Income | 4,555 |
| Loan Loss Allowance | 11,397 |
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Net Charge Offs | (32) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 1,076,060 |
| Total assets for the leverage ratio | 1,334,335 |
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Loans secured by real estate: | 1,076,060 |
| Tier 1 Leverage Ratio | 11.42 |
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Commercial and industrial loans | 0 |
| Off Balance Sheet Exposures (%) | 9.27 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 0 |
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:· Guardian Savings Bank
