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 Bank of Wolcott
Bank of Wolcott
| RSSD ID 729842 | CERTIFICATE 16201 | ABA NUMBER 74913194 |
| 105 N Range St |
Quarter Ended : |
2025-03-31 |
| Wolcott, Indiana, 47995 |
Updated : |
2025-04-24 |
| www.bankofwolcott.com |
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| Institution Profile |
| Year Opened : |
1944 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
32 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 243,916 |
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Total Interest Income | 2,903 |
| Total Liabilities | 221,180 |
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Total NonInterest Income | 180 |
| Total Bank Equity Capital | 22,736 |
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Total Interest Expense | 954 |
| Total Deposits | 215,108 |
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Total NonInterest Expense | 1,166 |
| Net Loans & Leases | 133,088 |
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Net Income | 954 |
| Loan Loss Allowance | 2,301 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 132,572 |
| Total assets for the leverage ratio | 244,294 |
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Loans secured by real estate: | 103,350 |
| Tier 1 Leverage Ratio | 12.67 |
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Commercial and industrial loans | 12,548 |
| Off Balance Sheet Exposures (%) | 8.43 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,480 |
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:· Bank of Wolcott
