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American State Bank
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American State Bank
| RSSD ID 735441 | CERTIFICATE 228 | ABA NUMBER 73917641 |
| 525 N Main Ave |
Quarter Ended : |
2026-03-31 |
| Sioux Center, Iowa, 51250 |
Updated : |
2026-04-28 |
| www.ambankiowa.com |
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| Institution Profile |
| Year Opened : |
1913 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
11 |
Number of Employees : |
132 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 1,458,577 |
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Total Interest Income | 20,266 |
| Total Liabilities | 1,301,577 |
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Total NonInterest Income | 2,807 |
| Total Bank Equity Capital | 157,000 |
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Total Interest Expense | 8,562 |
| Total Deposits | 1,244,879 |
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Total NonInterest Expense | 6,675 |
| Net Loans & Leases | 1,340,964 |
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Net Income | 5,086 |
| Loan Loss Allowance | 15,969 |
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Net Charge Offs | 241 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 171,684 |
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Total loans | 1,328,216 |
| Total assets for the leverage ratio | 1,461,165 |
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Loans secured by real estate: | 750,880 |
| Tier 1 Leverage Ratio | 10.63 |
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Commercial and industrial loans | 265,794 |
| Tier 1 Capital Ratio | 11.73 |
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Loans to individuals - Credit Cards | 1,616 |
| Total Capital Ratio | 12.96 |
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Loans to individuals - Other | 15,167 |
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