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The Potter State Bank of Potter
The Potter State Bank of Potter
| RSSD ID 736158 | CERTIFICATE 17205 | ABA NUMBER 104108439 |
| 301 Chestnut St |
Quarter Ended : |
2025-09-30 |
| Potter, Nebraska, 69156 |
Updated : |
2025-10-09 |
| www.potterstatebank.com |
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| Institution Profile |
| Year Opened : |
1945 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
9 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 47,246 |
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Total Interest Income | 1,818 |
| Total Liabilities | 39,746 |
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Total NonInterest Income | 225 |
| Total Bank Equity Capital | 7,500 |
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Total Interest Expense | 544 |
| Total Deposits | 39,577 |
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Total NonInterest Expense | 861 |
| Net Loans & Leases | 19,921 |
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Net Income | 463 |
| Loan Loss Allowance | 288 |
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Net Charge Offs | 107 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 19,685 |
| Total assets for the leverage ratio | 48,367 |
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Loans secured by real estate: | 3,567 |
| Tier 1 Leverage Ratio | 17.51 |
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Commercial and industrial loans | 5,589 |
| Off Balance Sheet Exposures (%) | 11.49 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 758 |
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