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 The Union State Bank of Everest
The Union State Bank of Everest
| RSSD ID 736550 | CERTIFICATE 18610 | ABA NUMBER 101106214 |
| 545 Main St |
Quarter Ended : |
2025-09-30 |
| Everest, Kansas, 66424 |
Updated : |
2025-10-29 |
| www.mybankusb.com |
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| Institution Profile |
| Year Opened : |
1901 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
9 |
Number of Employees : |
86 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 434,560 |
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Total Interest Income | 17,638 |
| Total Liabilities | 394,068 |
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Total NonInterest Income | 1,966 |
| Total Bank Equity Capital | 40,492 |
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Total Interest Expense | 5,443 |
| Total Deposits | 378,673 |
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Total NonInterest Expense | 9,827 |
| Net Loans & Leases | 320,545 |
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Net Income | 3,578 |
| Loan Loss Allowance | 3,889 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 44,239 |
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Total loans | 319,802 |
| Total assets for the leverage ratio | 430,742 |
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Loans secured by real estate: | 245,760 |
| Tier 1 Leverage Ratio | 9.37 |
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Commercial and industrial loans | 26,191 |
| Tier 1 Capital Ratio | 12.2 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.38 |
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Loans to individuals - Other | 5,869 |
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:· The Union State Bank of Everest
