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The Citizens National Bank of Bluffton
The Citizens National Bank of Bluffton
RSSD ID 738013 | CERTIFICATE 6531 | ABA NUMBER 41212983 |
102 S Main St |
Quarter Ended : |
2025-03-31 |
Bluffton, Ohio, 45817 |
Updated : |
2025-04-25 |
www.cnbohio.com |
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Institution Profile |
Year Opened : |
1920 |
Institution Type : |
Commercial bank |
Entity Type : |
Federal |
Federal Regulator : |
OCC |
Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
12 |
Number of Employees : |
152 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 1,051,735 |
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Total Interest Income | 15,011 |
Total Liabilities | 949,713 |
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Total NonInterest Income | 1,508 |
Total Bank Equity Capital | 102,022 |
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Total Interest Expense | 4,251 |
Total Deposits | 829,534 |
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Total NonInterest Expense | 5,807 |
Net Loans & Leases | 832,475 |
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Net Income | 6,272 |
Loan Loss Allowance | 12,811 |
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Net Charge Offs | 7 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Community Bank Leverage Ratio | Yes |
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Total loans | 851,362 |
Total assets for the leverage ratio | 1,070,584 |
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Loans secured by real estate: | 714,507 |
Tier 1 Leverage Ratio | 11.37 |
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Commercial and industrial loans | 89,239 |
Off Balance Sheet Exposures (%) | 16.03 |
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Loans to individuals - Credit Cards | 1,880 |
Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 722 |
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