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 Prospect Bank
Prospect Bank
| RSSD ID 738143 | CERTIFICATE 3722 | ABA NUMBER 71102827 |
| 177 W Wood St |
Quarter Ended : |
2025-03-31 |
| Paris, Illinois, 61944 |
Updated : |
2025-04-29 |
| www.bankprospect.com |
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| Institution Profile |
| Year Opened : |
1873 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
91 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 720,811 |
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Total Interest Income | 8,134 |
| Total Liabilities | 684,574 |
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Total NonInterest Income | 961 |
| Total Bank Equity Capital | 36,237 |
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Total Interest Expense | 4,221 |
| Total Deposits | 610,827 |
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Total NonInterest Expense | 4,952 |
| Net Loans & Leases | 485,945 |
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Net Income | 721 |
| Loan Loss Allowance | 3,807 |
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Net Charge Offs | (3) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 64,463 |
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Total loans | 492,726 |
| Total assets for the leverage ratio | 751,998 |
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Loans secured by real estate: | 392,689 |
| Tier 1 Leverage Ratio | 8.03 |
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Commercial and industrial loans | 59,350 |
| Tier 1 Capital Ratio | 11.52 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.29 |
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Loans to individuals - Other | 3,392 |
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:· Prospect Bank
