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 East Cambridge Savings Bank
East Cambridge Savings Bank
| RSSD ID 738303 | CERTIFICATE 90173 | ABA NUMBER 211370419 |
| 292 Cambridge St |
Quarter Ended : |
2025-12-31 |
| Cambridge, Massachusetts, 2141 |
Updated : |
2026-01-30 |
| www.ecsb.com |
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| Institution Profile |
| Year Opened : |
1854 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
12 |
Number of Employees : |
157 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,640,097 |
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Total Interest Income | 72,241 |
| Total Liabilities | 1,486,512 |
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Total NonInterest Income | 5,459 |
| Total Bank Equity Capital | 153,585 |
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Total Interest Expense | 35,331 |
| Total Deposits | 1,317,280 |
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Total NonInterest Expense | 35,259 |
| Net Loans & Leases | 1,290,441 |
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Net Income | 5,675 |
| Loan Loss Allowance | 7,650 |
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Net Charge Offs | 131 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 162,812 |
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Total loans | 1,303,414 |
| Total assets for the leverage ratio | 1,624,742 |
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Loans secured by real estate: | 1,247,768 |
| Tier 1 Leverage Ratio | 9.53 |
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Commercial and industrial loans | 41,601 |
| Tier 1 Capital Ratio | 14.13 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.86 |
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Loans to individuals - Other | 8,904 |
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:· East Cambridge Savings Bank
