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 First Whitney Bank and Trust
First Whitney Bank and Trust
| RSSD ID 740249 | CERTIFICATE 254 | ABA NUMBER 73902151 |
| 223 Chestnut St |
Quarter Ended : |
2025-12-31 |
| Atlantic, Iowa, 50022 |
Updated : |
2026-01-14 |
| www.firstwhitneybank.com |
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| Institution Profile |
| Year Opened : |
1907 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
20 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 304,218 |
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Total Interest Income | 12,758 |
| Total Liabilities | 271,791 |
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Total NonInterest Income | 469 |
| Total Bank Equity Capital | 32,427 |
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Total Interest Expense | 5,399 |
| Total Deposits | 249,451 |
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Total NonInterest Expense | 3,664 |
| Net Loans & Leases | 173,723 |
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Net Income | 3,994 |
| Loan Loss Allowance | 453 |
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Net Charge Offs | 4 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 35,970 |
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Total loans | 152,815 |
| Total assets for the leverage ratio | 292,724 |
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Loans secured by real estate: | 72,623 |
| Tier 1 Leverage Ratio | 12.13 |
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Commercial and industrial loans | 35,027 |
| Tier 1 Capital Ratio | 13.72 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.89 |
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Loans to individuals - Other | 3,506 |
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:· First Whitney Bank and Trust
