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F&M Bank
F&M Bank
| RSSD ID 741330 | CERTIFICATE 9963 | ABA NUMBER 64103367 |
| 50 Franklin St |
Quarter Ended : |
2025-09-30 |
| Clarksville, Tennessee, 37040 |
Updated : |
2025-10-15 |
| www.myfmbank.com |
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| Institution Profile |
| Year Opened : |
1906 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
19 |
Number of Employees : |
184 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 1,533,270 |
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Total Interest Income | 62,756 |
| Total Liabilities | 1,384,716 |
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Total NonInterest Income | 6,177 |
| Total Bank Equity Capital | 145,210 |
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Total Interest Expense | 24,491 |
| Total Deposits | 1,360,846 |
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Total NonInterest Expense | 31,638 |
| Net Loans & Leases | 1,156,980 |
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Net Income | 12,153 |
| Loan Loss Allowance | 8,339 |
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Net Charge Offs | 100 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 142,243 |
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Total loans | 1,160,119 |
| Total assets for the leverage ratio | 1,571,658 |
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Loans secured by real estate: | 1,107,981 |
| Tier 1 Leverage Ratio | 8.53 |
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Commercial and industrial loans | 41,252 |
| Tier 1 Capital Ratio | 11.14 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.82 |
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Loans to individuals - Other | 9,496 |
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