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 First Federal Savings Bank of Kentucky
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First Federal Savings Bank of Kentucky
| RSSD ID 741974 | CERTIFICATE 29937 | ABA NUMBER 283972120 |
| 216 W Main St |
Quarter Ended : |
2026-06-30 |
| Frankfort, Kentucky, 40601 |
Updated : |
2026-07-30 |
| ffsbky.bank |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
48 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 282,640 |
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Total Interest Income | 8,332 |
| Total Liabilities | 252,576 |
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Total NonInterest Income | 297 |
| Total Bank Equity Capital | 30,064 |
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Total Interest Expense | 3,742 |
| Total Deposits | 207,812 |
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Total NonInterest Expense | 3,370 |
| Net Loans & Leases | 246,245 |
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Net Income | 1,002 |
| Loan Loss Allowance | 1,727 |
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Net Charge Offs | 146 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 250,125 |
| Total assets for the leverage ratio | 287,835 |
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Loans secured by real estate: | 248,832 |
| Tier 1 Leverage Ratio | 10.48 |
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Commercial and industrial loans | 556 |
| Off Balance Sheet Exposures (%) | 11.2 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 738 |
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:· First Federal Savings Bank of Kentucky
