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First Federal Savings Bank of Kentucky

First Federal Savings Bank of Kentucky
RSSD ID 741974 | CERTIFICATE 29937 | ABA NUMBER 283972120
216 W Main St Quarter Ended : 2026-03-31
Frankfort, Kentucky, 40601 Updated : 2026-04-30
ffsbky.bank

Institution Profile
Year Opened : 1934 Institution Type : Savings bank
Entity Type : Federal Federal Regulator : OCC
Member Federal Reserve : No S-Corp : No
Fiduciary Powers : No Powers Exercised : No
Filing Type : 051
Specialization : Mortgage Lending Specialization
Number of Offices : 6 Number of Employees : 50
Related Company Filings Regulator
 FIRST FEDERAL MHC FED

Financial Reports
RC - Balance Sheet Report
RI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)

Income Statement
(USD, in thousands, ytd)
Total Assets287,849
Total Interest Income4,134
Total Liabilities257,308
Total NonInterest Income139
Total Bank Equity Capital30,541
Total Interest Expense1,926
Total Deposits213,752
Total NonInterest Expense1,698
Net Loans & Leases250,364
Net Income477
Loan Loss Allowance1,696
Net Charge Offs0



Regulatory Capital
Quarterly Averages
(USD, in thousands)
Community Bank Leverage RatioYes
Total loans253,249
Total assets for the leverage ratio290,004
Loans secured by real estate:251,755
Tier 1 Leverage Ratio10.55
Commercial and industrial loans705
Off Balance Sheet Exposures (%)11.18
Loans to individuals - Credit Cards0
Trading Assets and Liabilities (%)0
Loans to individuals - Other790





 

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Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury