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NEXT STEP FEDERAL CREDIT UNION
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NEXT STEP FEDERAL CREDIT UNION
| RSSD ID 74382 | CHARTER 9486 |
| 150 Defreest Dr |
Quarter Ended : |
2026-03-31 |
| Troy, NY, 12180 |
Agency Update : |
2026-05-01 |
| http://www.nextstepfcu.org |
| Institution Profile |
| Chartered : |
1954 |
Institution Type : |
Credit Union |
| Credit Union Type : |
Federal |
Federal Regulator : |
NCUA |
| Membership Type : |
Community credit union |
| Statistical Area (MSA) : |
Not Available |
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| Number of Offices : |
0 |
| Current Members : |
4,313 |
Potential Members : |
1,032,666 |
| Full-time Employees : |
12 |
Part-time Employees : |
1 |
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| Financial Fast Facts |
| Balance Sheet |
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Income Statement (ytd) |
| Total Assets | 107,070,493 |
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Total Interest Income | 947,833 |
| Total Liabilities | 96,752,600 |
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Total NonInterest Income | 69,404 |
| Total Shares and Deposits | 96,841,607 |
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Total Interest Expense | 188,413 |
| Total Equity | 10,317,893 |
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Total NonInterest Expense | 666,117 |
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| PCA Net Worth |
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Loans & Leases |
| Total Net Worth | 10,317,893 |
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Total Number | 2,154 |
| Net Worth Ratio | 9.89 |
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Total Amount | 33,931,912 |
| Net Worth Classification | Well Capitalized |
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Total Delinquent(60+ Days) Number | 22 |
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Total Delinquent(60+ Days) Amount | 693,076 |
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