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 Merrimack County Savings Bank
Merrimack County Savings Bank
| RSSD ID 74403 | CERTIFICATE 17960 | ABA NUMBER 211470225 |
| 89 N Main St |
Quarter Ended : |
2025-12-31 |
| Concord, New Hampshire, 3301 |
Updated : |
2026-01-27 |
| www.mcsbnh.com |
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| Institution Profile |
| Year Opened : |
1867 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
192 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,384,369 |
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Total Interest Income | 65,502 |
| Total Liabilities | 1,261,219 |
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Total NonInterest Income | 4,388 |
| Total Bank Equity Capital | 123,150 |
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Total Interest Expense | 25,882 |
| Total Deposits | 1,135,223 |
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Total NonInterest Expense | 36,147 |
| Net Loans & Leases | 1,140,842 |
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Net Income | 3,657 |
| Loan Loss Allowance | 12,810 |
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Net Charge Offs | 3,052 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 145,725 |
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Total loans | 1,145,471 |
| Total assets for the leverage ratio | 1,386,763 |
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Loans secured by real estate: | 809,049 |
| Tier 1 Leverage Ratio | 9.57 |
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Commercial and industrial loans | 113,378 |
| Tier 1 Capital Ratio | 12.71 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.96 |
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Loans to individuals - Other | 213,855 |
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:· Merrimack County Savings Bank
