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Union State Bank
Union State Bank
| RSSD ID 746942 | CERTIFICATE 8499 | ABA NUMBER 73910745 |
| 214 S 1st St |
Quarter Ended : |
2025-12-31 |
| Greenfield, Iowa, 50849 |
Updated : |
2026-01-15 |
| www.usbgfd.com |
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| Institution Profile |
| Year Opened : |
1890 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
4 |
Number of Employees : |
23 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 164,600 |
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Total Interest Income | 8,569 |
| Total Liabilities | 141,726 |
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Total NonInterest Income | 510 |
| Total Bank Equity Capital | 22,874 |
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Total Interest Expense | 2,871 |
| Total Deposits | 138,848 |
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Total NonInterest Expense | 4,187 |
| Net Loans & Leases | 99,227 |
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Net Income | 1,863 |
| Loan Loss Allowance | 762 |
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Net Charge Offs | 25 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 97,794 |
| Total assets for the leverage ratio | 156,290 |
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Loans secured by real estate: | 69,542 |
| Tier 1 Leverage Ratio | 9 |
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Commercial and industrial loans | 7,513 |
| Off Balance Sheet Exposures (%) | 6.54 |
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Loans to individuals - Credit Cards | 103 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,696 |
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