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 The Peoples Bank
The Peoples Bank
| RSSD ID 750127 | CERTIFICATE 12885 | ABA NUMBER 52100741 |
| 100 Spring Ave |
Quarter Ended : |
2025-03-31 |
| Chestertown, Maryland, 21620 |
Updated : |
2025-04-23 |
| www.pbkc.com |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
7 |
Number of Employees : |
76 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 298,460 |
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Total Interest Income | 3,147 |
| Total Liabilities | 261,151 |
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Total NonInterest Income | 2,420 |
| Total Bank Equity Capital | 37,309 |
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Total Interest Expense | 255 |
| Total Deposits | 259,491 |
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Total NonInterest Expense | 3,847 |
| Net Loans & Leases | 183,938 |
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Net Income | 1,107 |
| Loan Loss Allowance | 2,589 |
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Net Charge Offs | (7) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 41,676 |
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Total loans | 186,991 |
| Total assets for the leverage ratio | 294,604 |
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Loans secured by real estate: | 172,969 |
| Tier 1 Leverage Ratio | 13.42 |
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Commercial and industrial loans | 9,606 |
| Tier 1 Capital Ratio | 23.1 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 24.36 |
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Loans to individuals - Other | 832 |
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:· The Peoples Bank
