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 Highpoint Community Bank
Highpoint Community Bank
| RSSD ID 750341 | CERTIFICATE 11407 | ABA NUMBER 72402869 |
| 150 W Court St |
Quarter Ended : |
2025-03-31 |
| Hastings, Michigan, 49058 |
Updated : |
2025-04-24 |
| WWW.HIGHPOINTCOMMUNITYBANK.COM |
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| Institution Profile |
| Year Opened : |
1886 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
70 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 638,539 |
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Total Interest Income | 6,733 |
| Total Liabilities | 595,540 |
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Total NonInterest Income | 701 |
| Total Bank Equity Capital | 42,999 |
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Total Interest Expense | 2,016 |
| Total Deposits | 586,425 |
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Total NonInterest Expense | 3,606 |
| Net Loans & Leases | 333,679 |
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Net Income | 1,304 |
| Loan Loss Allowance | 3,478 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 48,600 |
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Total loans | 329,719 |
| Total assets for the leverage ratio | 627,008 |
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Loans secured by real estate: | 260,345 |
| Tier 1 Leverage Ratio | 7.2 |
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Commercial and industrial loans | 13,027 |
| Tier 1 Capital Ratio | 14.88 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.01 |
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Loans to individuals - Other | 7,798 |
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:· Highpoint Community Bank
