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 Highpoint Community Bank
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Highpoint Community Bank
| RSSD ID 750341 | CERTIFICATE 11407 | ABA NUMBER 72402869 |
| 150 W Court St |
Quarter Ended : |
2026-06-30 |
| Hastings, Michigan, 49058 |
Updated : |
2026-07-30 |
| WWW.HIGHPOINTCOMMUNITYBANK.COM |
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| Institution Profile |
| Year Opened : |
1886 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
70 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 592,373 |
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Total Interest Income | 13,435 |
| Total Liabilities | 543,461 |
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Total NonInterest Income | 1,325 |
| Total Bank Equity Capital | 48,912 |
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Total Interest Expense | 3,985 |
| Total Deposits | 539,995 |
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Total NonInterest Expense | 7,874 |
| Net Loans & Leases | 367,164 |
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Net Income | 2,375 |
| Loan Loss Allowance | 4,232 |
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Net Charge Offs | (2) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 54,832 |
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Total loans | 370,871 |
| Total assets for the leverage ratio | 598,002 |
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Loans secured by real estate: | 305,780 |
| Tier 1 Leverage Ratio | 8.45 |
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Commercial and industrial loans | 14,516 |
| Tier 1 Capital Ratio | 14.68 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.93 |
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Loans to individuals - Other | 9,051 |
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:· Highpoint Community Bank
