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 Twin Cedars Bank
Twin Cedars Bank
| RSSD ID 750444 | CERTIFICATE 1556 | ABA NUMBER 73908252 |
| 402 Merrill St |
Quarter Ended : |
2025-12-31 |
| Bussey, Iowa, 50044 |
Updated : |
2026-01-27 |
| www.twincedars.bank |
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| Institution Profile |
| Year Opened : |
1931 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
21 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 121,993 |
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Total Interest Income | 7,862 |
| Total Liabilities | 108,328 |
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Total NonInterest Income | 202 |
| Total Bank Equity Capital | 13,665 |
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Total Interest Expense | 3,041 |
| Total Deposits | 105,356 |
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Total NonInterest Expense | 3,641 |
| Net Loans & Leases | 97,253 |
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Net Income | 359 |
| Loan Loss Allowance | 1,933 |
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Net Charge Offs | 597 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 13,921 |
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Total loans | 98,380 |
| Total assets for the leverage ratio | 116,151 |
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Loans secured by real estate: | 66,853 |
| Tier 1 Leverage Ratio | 10.94 |
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Commercial and industrial loans | 20,064 |
| Tier 1 Capital Ratio | 13.24 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.5 |
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Loans to individuals - Other | 1,316 |
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:· Twin Cedars Bank
