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Bank Of Clarke
Bank Of Clarke
| RSSD ID 753324 | CERTIFICATE 6123 | ABA NUMBER 51402518 |
| 2 E Main St |
Quarter Ended : |
2025-09-30 |
| Berryville, Virginia, 22611 |
Updated : |
2025-10-30 |
| www.bankofclarke.bank |
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| Institution Profile |
| Year Opened : |
1881 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
15 |
Number of Employees : |
249 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 1,932,109 |
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Total Interest Income | 74,250 |
| Total Liabilities | 1,719,701 |
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Total NonInterest Income | 13,820 |
| Total Bank Equity Capital | 212,408 |
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Total Interest Expense | 26,955 |
| Total Deposits | 1,657,058 |
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Total NonInterest Expense | 39,825 |
| Net Loans & Leases | 1,445,118 |
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Net Income | 5,003 |
| Loan Loss Allowance | 14,810 |
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Net Charge Offs | 3,349 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 232,606 |
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Total loans | 1,448,098 |
| Total assets for the leverage ratio | 2,021,009 |
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Loans secured by real estate: | 1,105,793 |
| Tier 1 Leverage Ratio | 10.78 |
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Commercial and industrial loans | 221,533 |
| Tier 1 Capital Ratio | 14.29 |
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Loans to individuals - Credit Cards | 1,321 |
| Total Capital Ratio | 15.25 |
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Loans to individuals - Other | 104,434 |
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