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 South Ottumwa Savings Bank
South Ottumwa Savings Bank
| RSSD ID 75446 | CERTIFICATE 9099 | ABA NUMBER 73900690 |
| 320 Church St |
Quarter Ended : |
2025-03-31 |
| Ottumwa, Iowa, 52501 |
Updated : |
2025-04-29 |
| www.sosb-ia.com |
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| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
6 |
Number of Employees : |
74 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 547,692 |
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Total Interest Income | 5,673 |
| Total Liabilities | 481,795 |
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Total NonInterest Income | 574 |
| Total Bank Equity Capital | 65,897 |
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Total Interest Expense | 1,957 |
| Total Deposits | 464,693 |
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Total NonInterest Expense | 2,795 |
| Net Loans & Leases | 318,861 |
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Net Income | 1,259 |
| Loan Loss Allowance | 3,405 |
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Net Charge Offs | 1 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 68,464 |
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Total loans | 322,611 |
| Total assets for the leverage ratio | 542,135 |
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Loans secured by real estate: | 243,319 |
| Tier 1 Leverage Ratio | 12 |
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Commercial and industrial loans | 36,826 |
| Tier 1 Capital Ratio | 16.98 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.87 |
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Loans to individuals - Other | 9,338 |
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:· South Ottumwa Savings Bank
