|
 |
|
|
 South Ottumwa Savings Bank
South Ottumwa Savings Bank
| RSSD ID 75446 | CERTIFICATE 9099 | ABA NUMBER 73900690 |
| 320 Church St |
Quarter Ended : |
2025-12-31 |
| Ottumwa, Iowa, 52501 |
Updated : |
2026-01-26 |
| www.sosb-ia.com |
|
| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
6 |
Number of Employees : |
71 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 518,942 |
|
Total Interest Income | 23,147 |
| Total Liabilities | 444,646 |
|
Total NonInterest Income | 2,855 |
| Total Bank Equity Capital | 74,296 |
|
Total Interest Expense | 7,315 |
| Total Deposits | 429,506 |
|
Total NonInterest Expense | 11,067 |
| Net Loans & Leases | 319,785 |
|
Net Income | 6,662 |
| Loan Loss Allowance | 3,395 |
|
Net Charge Offs | 584 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 72,270 |
|
Total loans | 323,022 |
| Total assets for the leverage ratio | 517,530 |
|
Loans secured by real estate: | 245,722 |
| Tier 1 Leverage Ratio | 13.3 |
|
Commercial and industrial loans | 32,191 |
| Tier 1 Capital Ratio | 18.3 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 19.21 |
|
Loans to individuals - Other | 8,799 |
|
|
|
|
:· South Ottumwa Savings Bank
